El Cajon Service members Civil Relief Act (SCRA) Attorney
If you are a service member who is faced with debt and you are considering the option of bankruptcy, there are many important issues that need to be considered. Many small details need to be taken care of and it is important that your lawyer is aware of the special challenges and advantages that military members have when filing for bankruptcy.
Throughout San Diego County, California, our firm provides honest advice, helpful answers and dedicated representation to military members who are struggling with difficult financial issues. At Financial Law Associates, APC, we handle military bankruptcies for individuals throughout California who are dealing with medical bills, credit card debts and other types of unsecured debts.
La Mesa Military Bankruptcy Attorney
Many of the issues that are involved in a military bankruptcy are related to matters of qualification. The base housing allowance, for instance, will still count toward income when determining qualification for a Chapter 7 bankruptcy. That allowance may get a person into a level where he or she does not qualify. It is also important to look at the LES carefully, as well as increased combat pay, to plan around deployment and income issues.
Additionally, your attorney should be aware of security clearance issues that could be impacted before filing for bankruptcy.
If you are deployed after your bankruptcy case is filed, the Service members Civil Relief Act states that it is possible to keep creditors at bay while a military member is deployed. A reservist who is called to duty and has to leave his or her job will also have an exception to the means test. These and other matters are why it is important to have a lawyer on your side who has successfully resolved military bankruptcies in the past and understands the unique circumstances.
Schedule a Free Initial Consultation at Financial Law Associates, APC
For more information regarding military bankruptcy in California, contact our lawyers at Financial Law Associates, APC. Our firm is available seven days a week by phone and six days a week in the office. Contact us to schedule a free initial consultation at 619-928-5649 or toll free at 866-654-5047.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
